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Retailers Overlook Spending Power of Generation X

Group of Generation X shoppers in a retail store during the holiday season.

New York City, November 28, 2025

Despite their significant purchasing power, retailers often overlook Generation X consumers, focusing instead on Millennials and Baby Boomers. Recent surveys reveal that many Gen X-ers plan to increase their holiday spending this year, highlighting their financial influence. By neglecting this demographic, retailers risk missing out on a lucrative market segment that could enhance sales and customer loyalty.

Retailers Overlook Spending Power of Generation X

New York City, NY – Despite holding significant purchasing power, Generation X consumers are often overlooked by retailers, who tend to focus more on Millennials and Baby Boomers. This oversight is particularly evident during the holiday season, with many Gen X-ers planning to spend more than they did last year.

Gen X’s Financial Influence

Generation X, individuals aged 45 to 60, collectively control a substantial portion of consumer spending. Recent surveys indicate that three in four Americans within this age group expect to overspend during the holidays. This demographic’s financial influence is significant, yet retailers often fail to tailor their marketing strategies to effectively engage them.

Retailers’ Focus on Other Demographics

Retailers frequently prioritize Millennials and Baby Boomers in their marketing campaigns, aiming to capture the attention of younger consumers and the older demographic with established purchasing habits. This focus leads to a lack of targeted outreach to Generation X, despite their considerable spending capacity.

Implications for Retailers

By neglecting Generation X consumers, retailers miss out on a lucrative market segment. Tailoring marketing efforts to address the preferences and needs of this demographic could lead to increased sales and customer loyalty. Recognizing the potential spending power of Generation X is essential for retailers who wish to expand their consumer base and optimize their revenue streams.

Background Context

Generation X, born between 1965 and 1980, is often characterized by their adaptability and financial stability. As they approach their peak earning years, their spending habits are becoming increasingly important for retailers to consider. This demographic is generally more established in terms of career and financial resources, presenting a ripe opportunity for businesses willing to engage them.

Frequently Asked Questions

What is Generation X?

Generation X refers to individuals born between 1965 and 1980.

Why are retailers focusing on Millennials and Baby Boomers?

Retailers often target Millennials for their emerging purchasing power and Baby Boomers for their established spending habits.

What are the spending habits of Generation X during the holidays?

Surveys indicate that three in four Americans aged 45 to 60 expect to overspend during the holiday season.

How can retailers better engage Generation X consumers?

Retailers can tailor marketing strategies to address the preferences and needs of Generation X, potentially leading to increased sales and customer loyalty.

What is the financial influence of Generation X?

Generation X collectively controls a substantial portion of consumer spending, making them a significant market segment for retailers.

Key Features of the Article

Feature Description
Location New York City, NY
Demographic Focus Generation X (aged 45 to 60)
Retailers’ Target Demographics Millennials and Baby Boomers
Holiday Spending Expectation Three in four Americans aged 45 to 60 expect to overspend during the holidays
Financial Influence Generation X controls a substantial portion of consumer spending

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STAFF HERE NEW YORK WRITER
Author: STAFF HERE NEW YORK WRITER

The NEW YORK STAFF WRITER represents the experienced team at HERENewYork.com, your go-to source for actionable local news and information in New York, the five boroughs, and beyond. Specializing in "news you can use," we cover essential topics like product reviews for personal and business needs, local business directories, politics, real estate trends, neighborhood insights, and state news affecting the area—with deep expertise drawn from years of dedicated reporting and strong community input, including local press releases and business updates. We deliver top reporting on high-value events such as New York Fashion Week, Macy's Thanksgiving Day Parade, and Tribeca Film Festival. Our coverage extends to key organizations like the Greater New York Chamber of Commerce and United Way of New York, plus leading businesses in finance and media that power the local economy such as JPMorgan Chase, Goldman Sachs, and Bloomberg. As part of the broader HERE network, including HEREBuffalo.com, we provide comprehensive, credible insights into New York's dynamic landscape.

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