New York City, December 19, 2025
FundKite has introduced an innovative cash flow-based financing solution designed to assist small and medium-sized enterprises (SMEs) in expanding their operations. By evaluating daily cash flow patterns instead of credit scores, FundKite offers a more accessible way to secure capital. The financing model benefits sectors like local restaurants and retail operations, allowing for flexible repayment structures based on business revenue. With a quick approval process, businesses can receive funds within just 24 to 48 hours, empowering them to grow without traditional credit barriers.
New York, NY – FundKite Introduces Cash Flow-Based Alternative to Traditional Business Expansion Loans
New York, NY – FundKite, a financial technology company, has introduced a cash flow-based financing solution aimed at empowering small and medium-sized enterprises (SMEs) to expand their operations without the hurdles associated with traditional credit assessments. This innovative solution focuses on analyzing daily cash flow patterns, rather than merely relying on credit scores, thus granting a wider range of businesses access to essential capital.
Key Features of FundKite’s Financing Solution
- Flexible Repayment Structure: Repayments are based on a percentage of the business’s gross sales, allowing payments to adjust with revenue fluctuations.
- Quick Approval Process: FundKite offers approvals in as little as four hours, and funding is provided within 24 to 48 hours.
- Broad Eligibility Criteria: The company evaluates each business’s bank statements line by line to understand true financial health, extending offers to approximately 27% of applicants, or around 1,300 businesses per month.
Impact on Small and Medium-Sized Enterprises
This financing model significantly benefits local restaurants, manufacturers, and small retail operations—business sectors often overlooked by traditional lenders. By concentrating on cash flow instead of credit scores, FundKite allows these businesses to secure the funding they need based on their actual financial performance, facilitating vital growth and expansion opportunities.
Background on FundKite
Founded in 2015, FundKite is committed to empowering small businesses by providing flexible funding solutions tailored to their unique needs. The company’s mission focuses on supporting strong, revenue-producing businesses with the capital they need, unfettered by traditional credit barriers. FundKite’s repayment approach aligns with business performance, offering protection during slower sales periods or when no revenue is generated.
About FundKite
FundKite specializes in providing flexible business funding solutions to small and medium-sized enterprises. By analyzing daily cash flow patterns and offering revenue-based repayment structures, FundKite aims to empower businesses to grow confidently, free from the constraints imposed by traditional lending practices.
Frequently Asked Questions (FAQ)
What is FundKite’s financing solution?
FundKite offers a cash flow-based financing solution that focuses on analyzing daily cash flow patterns rather than credit scores, enabling SMEs to access capital based on their actual financial performance.
How does the repayment structure work?
Repayments are based on a percentage of the business’s gross sales, allowing payments to adjust with revenue fluctuations, providing flexibility during slower periods or when no sales occur.
What types of businesses can benefit from this financing?
This financing model is particularly beneficial for local restaurants, manufacturers, and small retail operations—sectors often overlooked by traditional lenders.
How quickly can businesses receive funding?
FundKite offers approvals in as little as four hours, with funding provided within 24 to 48 hours, ensuring quick access to capital for business expansion.
What is FundKite’s mission?
FundKite’s mission is to support strong, revenue-producing businesses with the capital they need, regardless of traditional credit barriers, by providing flexible funding solutions tailored to their unique needs.
Key Features of FundKite’s Financing Solution
| Feature | Description |
|---|---|
| Flexible Repayment Structure | Repayments are based on a percentage of the business’s gross sales, allowing payments to adjust with revenue fluctuations. |
| Quick Approval Process | Approvals in as little as four hours, with funding provided within 24 to 48 hours. |
| Broad Eligibility Criteria | Evaluates each business’s bank statements line by line to understand true financial health, extending offers to approximately 27% of applicants, or about 1,300 businesses per month. |
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