A cozy atmosphere welcoming patrons for a delightful dining experience.
Distinguished Programs has launched a new Business Owner’s Policy (BOP) tailored for casual dining restaurants in the U.S. This policy offers coverage for various risks unique to the restaurant industry, such as food spoilage and employee dishonesty, with flexibility in access through the Broker Connect portal. It’s backed by an A+ XV rated carrier, making it a reliable choice for restaurant owners across most states. Optional enhancements are also available to boost coverage.
If you’re the owner of a casual dining restaurant, you’re in for a treat! Distinguished Programs has just launched a brand-new Business Owner’s Policy (BOP) designed specifically for establishments like yours. This new policy is available whether your restaurant provides table service or operates without it. Talk about modern flexibility!
The BOP can now be conveniently accessed through the Broker Connect portal provided by Distinguished. This means that brokers can submit BOP business any time they want! How great is that? The streamlined processing makes everything quicker and less of a hassle, allowing for an easier experience for brokers and their clients alike.
What makes this new product even more exciting is that it’s part of a broader suite of insurance offerings that Distinguished provides. This includes package, umbrella, and cyber coverage tailored just for restaurants. The goal is to empower brokers, giving them a more complete toolbox to assist their restaurant clients.
The BOP is underwritten by an A+ XV rated, admitted carrier, ensuring that it’s designed to truly meet restaurant needs. When it comes to protecting your establishment, you want options that you can trust—and this policy definitely fits the bill!
So what exactly does the BOP cover? Here are some key protections included in the policy:
These tailored protections aim to cover the unique challenges restaurant owners face every day. From interruptions in service to tricky employee issues, this policy is a safety net you can count on!
If you want to take your coverage a step further, the BOP also offers optional enhancements! You can add data breach protection and increase your liability limits. This is especially important in our digitized age, where data security is more crucial than ever.
For those interested, the BOP is available for submissions nationwide, with the exception of Alaska, Florida, Hawaii, and New York. This means that if you’re in most states across the country, you can easily take advantage of this new insurance product!
Distinguished Programs has been around since 1995 and has built a solid reputation as a national insurance program administrator and managing general agent (MGA). They specialize in a wide range of sectors, including Fine Art, Environmental and Construction Professionals, Executive Lines, Inland Marine, Real Estate, Community Associations, Surety, Hotels, and, of course, Restaurants. Their commitment to innovation and growth ensures that brokers, carriers, and employees can thrive.
If you want to dive deeper into what this exciting new policy has to offer, you can visit the Distinguished Programs website at www.distinguished.com. Don’t miss out on this perfect opportunity to safeguard your casual dining restaurant!
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